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WHAT WE OFFER
The UNIC Enhanced Saving Plan enables a group of employees to accumulate funds to meet specific future financial needs. The plan is aimed at pools of employees of an organization in the both the Private and Public sectors.
HOW IT WORKS
By making regular dedicated contribution into the plan, you earn competitive returns allowing you to accumulate fund to meet specific financial objectives. Also, a guaranteed free accidental death cover becomes payable to your estate /dependants on death as a result of an accident, during the duration of the plan.
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YOUR BENEFITS
- The minimum number of employees is 10
- An individual Investment Account is created for each employee into which contribution and returns are credited
- Contribution will be through payroll deduction on a monthly basis
- Competitive returns on your accrued contributions
- Entitles you to acquire a Policy loan to a maximum amount of 75% investment account
- Your contributions into the scheme qualify for Tax Relief
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INVESTING YOUR MONEY
- Your regular contributions into the plan allow you access to a balanced investment portfolio with spread in properties, stocks, shares lease rentals and treasury bills.
- Periodical Statement are issued to enable you monitor the growth of the plan.
KEY ATTRACTION
On Survival to Maturity
- Accumulated contribution and interest amount in the investment account becomes payable
On Death before Maturity
- The Amount of the Guaranteed life cover plus amount in the investment account becomes payable to your named beneficiaries
WITHDRAWAL BENEFITS
On withdrawal from the policy,
- Full amount in the Investment Account balance less any outstanding loan becomes payable.
WHY UNICLIFE?
The plan entitles you to the following additional benefits
- Access Financial advisory desk for your financial Planning.
- Bi-annual newsletter on investment opportunities
- Low cost route to access the capital & real estate market
- 24-Hour free response service for medical emergencies in Lagos, Abuja and Port Harcourt.
- Safety of funds with an established institution