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WHAT WE OFFER
The UNIC Estate Plan (EP) is a savings plan designed to build wealth over a sustainable long period of time to help assist to meet retirement planning. This plan guarantees you a value for your labor during your working years.
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HOW IT WORKS
By making regular dedicated contribution into the plan, you earn competitive returns allowing you to accumulate fund to meet specific financial objectives. Also, a guaranteed free accidental death cover becomes payable to your estate /dependants on death as a result of an accident, during the duration of the plan.
YOUR BENEFITS
- No age limit
- Over 10 years Open. Policyholder can terminate policy anytime before expiration (subject to administrative fee on interest
- The contribution is set at N200, 000.00 per month or a lump sum single Contribution
- Contribution will be through payroll deduction on a monthly basis
- Competitive returns on your accrued contributions
- Entitle you to acquire a Policy loan to a maximum amount of 75% investment account
- Your contributions into the scheme qualify for Tax Relief
KEY ATTRACTION
Survival to Maturity
- Accumulated contribution and interest amount in the investment account becomes payable
On Death before Maturity
- The Amount of the Guaranteed life cover payable subject to the limit of N750, 000.00.
WITHDRAWAL BENEFITS
On withdrawal from the policy,
- Full amount in the Investment Account balance less any outstanding loan becomes payable.
CASHING OUT
- A notice of claim must be written to the Company
- Documentary Evidence (Death Claim)
- Death Certificate
- Medical Certificate of cause of death
- Burial Certificate
- Police Report (if death is by accident)
- In case of Critical Illness, doctor report diagnosing a named Critical Illness
- Policy Document
- Prompt payment of all claims within 72 hours of completing
WHAT WE NEED
- Date of Birth/Age Next Birthday
- Sum Assured Desired subject to a minimum of =N=2m
- Duration/Term of policy